SMC Growth PMS
Disciplined Strategy for Long-Term Wealth Creation
A multicap equity PMS focused on identifying high-quality growth and value businesses, guided by discipline, prudence, and wealth preservation.
Strategy: Equity
Horizon: 3-5 years
Inception: October 2019
Minimum Investment: ₹50 Lakh
Performance Across Market Cycles
Performance of strategy is calculated for live accounts on TWRR method as of 30 June 2026. Above 1 year returns are CAGR.
Why SMC Growth PMS?
Our Strategy is PROACTive in every sense. Spotting opportunities early, managing risks with discipline, staying ahead of market cycles, consistently and transparently!
P
Philosophy of Investment
We invest in companies with strong fundamentals, fair valuations, bright prospects, and good corporate governance.
R
Risk Management
We limit stock exposure at 10%, sector exposure at 25%, avoid illiquid and cyclical stocks, maintaining a low portfolio beta.
O
Outperformance in Negative Markets
Proven track record of performing well even when market dips. We outperformed Nifty 50 TRI by 5% and the BSE 500 TRI by 7.5% during FY 2022–2023 downturn.
A
Alpha Stocks
We identify multi-bagger stocks at early stages with our exceptional research abilities.
C
Consistency in Style of Management
Managed by a Fund Manager intrinsically aligned with SMC's legacy, the portfolio reflects consistency in the style of management, making investing more reliable across time horizons.
T
Transparency
Our PMS dashboard offers real-time portfolio insights, ensuring complete transparency, seamless tracking, and investor confidence at every step.
What We Do?
We cherry-pick stocks that meet our VFFC criteria.
Valuation
• Historical Valuation of the Company
• Valuation Analysis of the Industry
• Estimation of the Fair Value
• Re-Rating of the Multiples
Fundamentals
• Strong Track Record in Terms of Top and Bottom Line
• Efficient Capital Allocation
• Sustainable ROEs/ROCEs
• Debt Profile & Cash Flow Generation
Future Outlook
• Industry Prospects
• Size of Opportunity
• Sustainability of the Future Earnings
• Management's Long-Term Outlook
Corporate Governance
• Ethical Management Practices
• Shareholder Friendly Decisions
• Evaluating Promoter's Track Record
• Accounting Red Flags
What We Achieve?
Highly Profitable Companies
• 100% of the companies in the model portfolio are profit making and more than 80% are dividend paying companies.
• Weighted Average Return on Equity (ROE) TTM of the model portfolio companies is 15.86%.
• Weighted Average Return on Capital Employed (ROCE) TTM of the model portfolio companies is 20.34%.
Low or Debt-free Companies
• More than 95% of the companies in the model portfolio have Debt-to-Equity ratio below 0.70.
• More than 80% of the companies in the model portfolio have interest coverage ratio above 3 times.
• More than 90% of the companies in the model portfolio holding have no promoter pledge.
Strong Ownership & Institutionally Backed Companies
• More than 80% of the companies in the model portfolio have promoter holding above 35%.
• More than 85% of the companies in the model portfolio have institutional holding above 10%.
Growing Yet Undervalued Companies
• Weighted average model portfolio P/E of 29 is at a discount of 25% as compared to MF Flexicap Category Avg P/E of 38.95.
• Weighted average model portfolio P/E of 29 is at a discount of 40% as compared to MF Smallcap Category Avg P/E of 48.54.
Note: Figures as of 31 August 2025. Please note that Banks and NBFCs have been excluded from the model portfolio analysis as they require separate calculations. The numbers are adjusted wherever necessary, to make them meaningful.
Risk Management
Given the volatility in equities as an asset class, we specifically adhere to certain risk management processes to safeguard the wealth of our investors.
1
Market Valuation Discipline
Investing in companies trading below their intrinsic value, based on sound valuation principles.
2
Stock Exposure Cap
No stock will be more than 10% of the portfolio.
3
Sector Concentration
Focusing on key sectors with long-term growth opportunities, while ensuring balanced risk with up to 25% sector exposure.
4
Strong Fundamentals Only
Companies with consistent profitability, robust cash flows, strong ROCE, and prudent capital allocation.
5
No Illiquid Traps
Avoiding illiquid stocks with low trading volumes that hinder timely exit.
6
Low Cyclicality
Avoiding cyclical industries with volatile earnings patterns.
Past Star Performers
Our investment process focuses on identifying businesses with strong long-term growth potential at an early stage. The examples below highlight select investments identified through our research process and their historical returns.
Data as of 31 July 2025
Note: The above-mentioned returns are presented on an absolute basis.
Frequently Asked Questions
Answers to what investors typically ask before starting with SMC Growth PMS.
What are Portfolio Management Services (PMS)?
Portfolio Management Services (PMS) is a SEBI-regulated investment management services that offers a professionally managed portfolio designed to help investors achieve their long-term financial goals.
What is SMC Growth PMS?
SMC Growth PMS is a multicap equity portfolio management service focused on high-quality growth and value businesses, guided by a disciplined, research-driven investment approach.
Who should invest in SMC Growth PMS?
SMC Growth PMS is designed for investors with a minimum investment of ₹50 lakh and a long-term investment horizon of 3–5 years.
What is the investment philosophy of SMC Growth PMS?
Our VFFC investment framework focuses on Valuation, Fundamentals, Future Outlook, and Corporate Governance to identify quality businesses with long-term growth potential.
What kind of companies does SMC Growth PMS invest in?
We invest in businesses with strong fundamentals, prudent capital allocation, attractive valuations, and sustainable long-term growth potential.
How does SMC Growth PMS manage investment risk?
Our risk framework includes valuation discipline, a 10% stock cap, a 25% sector cap, and a focus on fundamentally strong businesses while avoiding illiquid and highly cyclical stocks.
What is the recommended investment horizon?
SMC Growth PMS is designed for investors with a recommended investment horizon of 3–5 years.
How can I track my portfolio?
Clients receive secure access to a PMS dashboard with portfolio holdings, transactions, performance, reports, and statements.
What is the minimum investment required?
As per SEBI regulations, the minimum investment required to invest is ₹50 lakh.
How do I get started?
Fill out the enquiry form or call us at +91-9911144610, and our team will guide you through the onboarding process.
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or write to us on info.pms@smcwealth.com